Just to say, as a student in France, my parents and I did not have to take out any loans or make college funding. I just paid 300 euros for a year, that’s it.
If some students are struggling, it’s because they and their families are low-income, and they have to rent a place. They can get many cheap ways to do this, but sometimes it is not cheap enough for them. This is the case here. I don’t know for sure the extent to which these solutions are available to international students.